In order to provide highly specialized support through support for the formulation of business plans as management issues surrounding small and medium-sized enterprises become more diverse and complex, the government certifies those who have specialized knowledge in taxation, finance, and corporate finance and have a certain number of years of experience in the formulation of management innovation plans as "Certified Management Innovation Support Organizations."
Management Strength Enhancement Guarantee System (reduction of guarantee fees for Credit Guarantee Associations)
(1) Overview
Reduce the guarantee fee rate of the Credit Guarantee Association and reduce the cost burden.
(2) Details of support
Guarantee limit: 280 million yen (80 million yen for unsecured guarantee)
Guarantee Percentage Shared Responsibility Guarantee (80% guarantee. However, if you refinance the 100% guarantee within the same amount, it will be exceptionally 100% guaranteed.)
Credit guarantee rate: Approximately 0.2% reduction from the guarantee fee for general guarantee
(3) Requirements
Applicants must be supported by financial institutions and certified management innovation support organizations for SMEs to formulate business plans and provide continuous management support.
The applicant must formulate his or her own business plan, execute the plan, and report on progress.
SME Management Enhancement Fund (New Business Development... National Life Business)
(1) Overview
We provide low-interest loans to businesses that develop new business fields.
(2) Loan conditions
Loan limit: 72 million yen (including 48 million yen in working capital)
※ Unsecured and unguaranteed up to 20 million yen
Repayment period: Equipment funds: 15 years or less (grace period: 2 years), Working capital: 5 years or less (1 year)
Interest burden Unsecured and unguaranteed: 1.25% within 9 years (as of January 15, Heisei 27)
(3) Requirements
Those who create and cultivate markets through management innovation or development of new business fields in collaboration with small and medium-sized enterprises in different fields
Those who formulate their own business plans and receive guidance and advice from certified management innovation support organizations
SME Management Enhancement Fund (New Business Development... Small and medium-sized enterprise business)
(1) Overview
We provide low-interest loans to businesses that develop new business fields.
(2) Loan conditions
Loan limit: 720 million yen (including working capital: 250 million yen)
Repayment period: Equipment funds: 15 years or less (grace period: 2 years), Working capital: 7 years or less (1 year)
(3) Requirements
Those who create and cultivate markets through management innovation or development of new business fields in collaboration with small and medium-sized enterprises in different fields
Those who formulate their own business plans and receive guidance and advice from certified management innovation support organizations
Subsidy for Promoting Entrepreneurship
(1) Requirements for subsidized projects
A business or corporation that is newly established or within two years of its establishment, and the business is highly original and creates demand and employment.
Must have received support from the formulation of the business plan to its execution by an authorized support organization.
The business must be able to sufficiently raise funds from financial institutions.
(2) Expenses eligible for subsidies
Salaries and wages of employees and part-time workers
Interior construction of shops and offices
× Taxes and public dues, seal registration certificate issuance costs
Leasing and rental fees for machinery and fixtures
× real estate purchase costs, vehicle purchase costs
Sample preparation fee
Purchase of raw materials
Outsourcing fee, website creation cost
× Patent Application Fees
×Travel expenses other than public transportation (gasoline, taxi, highway, car rental)
・Market research expenses
・Pamphlet printing costs, exhibition exhibition costs, DM shipping costs
(3) Subsidy rate and maximum amount
・Creation Subsidizes two-thirds of the subsidized costs, up to 2 million yen.
・Second founding: Subsidizes 2/3 of the subsidized cost, up to 10 million yen